Living Benefits

Living Benefits

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It is better to get insurance coverage before an emergency.

You will likely face some of the worst situations when a health emergency arises. From the expensive cost of medical treatment to the loss of income, chronic and terminal illness can have a major adverse impact on both your financial situation and quality of life.

Here at Ace Agents Financial, we help our customers to choose Accelerated Benefit Riders to help you maintain a high standard of living during any unforeseen events.

So, let’s see how a living benefit plan can provide you with some peace of mind.

Chronic Illness Accelerated Benefit

Chronic illness is typically a long-term health condition that has no permanent cure and disrupts your normal routine. A licensed healthcare practitioner diagnoses this qualifying illness, usually within 12 months. Chronic illness affects you so much that you cannot perform at least two of your daily activities without considerable help from another person.

Ace Agents Financial can help you find the best accelerating policies with death benefits upon diagnosis.

Critical Illness Accelerated Benefit

Critical illness often comes with no warning and can have a drastic effect on your finances. It includes major heart attack, stroke, coma, body paralysis, end-stage renal failure, major organ transplant, cancer, and severe burn injuries.

This insurance policy can help alleviate your financial concerns due to critical illness by offering you accelerated death benefits.

Disclosure* It provides benefits for qualifying situations only.

Terminal Illness Accelerated Benefit

You have a terminal illness when a physician certifies that your death is expected within 24 months due to severe illness.

This policy will keep you financially secure after a terminal illness diagnosis. It will allow you to accelerate your policy’s death benefit if you have a serious qualifying illness.

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