Annuities

Annuities

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Ace Agents Financial will help you find the best policies that can protect you when you need them the most. You can enjoy several benefits if you choose the right policy.

Before choosing any annuity plan, it’s important to have some basic knowledge about its different types and how they can affect your financial future.

Fixed Annuity

It offers a specified interest rate during the accumulation phase. When your plan has sufficient funds, you will receive a stream of payments for either a specific period, such as 20 years or for an indefinite period, such as for your lifetime.

Variable Annuity

In this plan, your accumulated funds are channeled into investments that are offered through our various insurance policies, such as mutual funds. The size of your income stream during retirement will depend on how well you have invested during annuity accumulation.

Indexed Annuity

During the accumulation phase, your investment rates of return reflect the performance in any major stock market index. However, these annuities offer returns that are no less than a specified minimum.

Different states have different annuity plans and benefits, so a lot depends on where you live. So, before investing, consult with your financial advisor to determine how you can best benefit from an annuity.

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